IndianaPOLIS Uninsured & Underinsured Motorist Claims
Because of the high costs of medical treatment when someone has suffered a serious injury, there are many times where insurance policies will not cover the full value of damages. There are also occasions where the person who caused the accident does not have insurance coverage. When this occurs, you will usually have to rely on your insurance company for coverage of your expenses, but there are times that they will resist paying your claim and you will find yourself struggling to make ends meet. My name is Steve Willsey, and I have been assisting individuals in the Indianapolis, Indiana, area since 1983 with their uninsured and underinsured motorist claim legal problems.
Contact my office by phone at 317-783-2500 to arrange for your free initial consultation.
HOW UNDERINSURED AND UNINSURED COVERAGE WORKS
In most states, the law requires that auto insurance policies contain uninsured motorist coverage that will cover you up to a certain amount if you receive injuries caused by an uninsured motorist or hit and run driver. Uninsured and underinsured claims are highly technical in nature, and it is important to contact an attorney before accepting a settlement offer from your insurance company. Before you can use your own coverage, you must fully exhaust the other driver's insurance minimum liability limits. Before you can qualify for underinsured benefits, you must notify your insurance company of the insurance company's settlement offer.
There are many issues I assist my clients with in these matters, including the following:
- Breach of insurance contract
- Insurance bad faith
- Review and interpret insurance policies to determine what coverages apply, what the limits are, and whether they have been reached
- Hit and run accidents
- Arbitration and mediation with insurance companies
I represent people who have been seriously injured in car accidents, truck accidents, and motorcycle accidents. I also help individuals and their families who have suffered a wrongful death, traumatic injury, been injured by a drunk driver, or were a passenger or child injured in an accident.
Indianapolis Uninsured & Underinsured Motorist AttorneY
Being involved in a car accident is stressful enough, but discovering that the at-fault driver lacks sufficient insurance coverage can exacerbate the situation. In Indiana, while drivers are legally required to carry auto insurance, many operate vehicles without adequate coverage. If you've been injured by an uninsured or underinsured motorist in Indianapolis, Attorney Steven E. Willsey is here to help you navigate the complexities of your claim and secure the compensation you deserve.
Understanding Uninsured and Underinsured Motorist Coverage in Indiana
Indiana law mandates that auto insurance policies include Uninsured Motorist (UM) and Underinsured Motorist (UIM) coverage unless explicitly rejected in writing.
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Uninsured Motorist (UM): The at-fault driver has no insurance.
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Underinsured Motorist (UIM): UM/UIM coverage can help pay for medical expenses, lost wages, pain and suffering, and other damages resulting from the accident.
Steps to Take After an Accident with an Uninsured or Underinsured Driver
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Seek Medical Attention: Your health is the top priority. Even if injuries seem minor, get evaluated by a medical professional.
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Report the Accident: Call 911 to report the incident. A police report will be crucial for your claim.
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Gather Evidence: If possible, take photos of the scene, your injuries, and any damages. Collect contact information from witnesses.
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Notify Your Insurance Company: Inform your insurer about the accident and that the other driver is uninsured or underinsured.
why choose PERSONAL INJURY ATTORNEY steve willsey?
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| Lower contingency fees (just 20–30%, compared to 33–40% at many firms) | One-on-one attention from a local attorney who cares about your recovery |
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As a local Indianapolis car accident attorney, Steve Willsey gives your case personal attention from day one. He handles every detail—investigating the crash, negotiating with insurance companies, and building a strong claim for maximum compensation. Unlike larger firms, Willsey Law doesn’t pass your case to a junior associate or paralegal—you’ll work directly with Steve throughout your case.
At Willsey Law, we understand that no two accident cases are the same. Whether you were injured in a serious highway crash or a low-speed collision, we fight to get you every dollar you’re entitled to. Our goal is to help you recover physically, emotionally, and financially—with as little stress as possible.
Contact Us for a Free Consultation
If you've been injured by an uninsured or underinsured driver in Indianapolis or the surrounding areas, don't wait to seek legal assistance. Contact Steven E. Willsey today for a free, no-obligation consultation.
đź“ž Call us at (317) 783-2500
đź“Ť Visit our office at 6435 S East St, Suite A, Indianapolis, IN 46227
Let us help you navigate the legal process and fight for the compensation you deserve.
